15 Best Books on Budgeting

Books on Budgeting

I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works by Ramit Sethi

Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you—automatically. Best of all, spend guilt-free on the things you love.
 
Personal finance expert Ramit Sethi has been called a “wealth wizard” by Forbes and the “new guru on the block” by Fortune. Now he’s updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works.
 
I Will Teach You to Be Rich will show you:
• How to crush your debt and student loans faster than you thought possible
• How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny
• How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too

Personal Finance 101: From Saving and Investing to Taxes and Loans, an Essential Primer on Personal Finance (Adams 101) Part of: Adams 101 (46 Books)

Managing your finances can be overwhelming at times. But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including:

-Choosing your bank (and why it matters)
-Building an emergency fund
-Salary and benefit packages
-Where your money is going (and how to keep more of it)
-Refinancing or consolidating student loans
-Health and property insurance
-Building credit responsibly
-How to get a mortgage

The Money Book for the Young, Fabulous & Broke by Suze Orman


The Money Book for the Young, Fabulous & Broke
 is financial expert Suze Orman’s answer to a generation’s cry for help. They’re called “Generation Debt” and “Generation Broke” by the media — people in their twenties and thirties who graduate college with a mountain of student loan debt and are stuck with one of the weakest job markets in recent history. The goals of their parents’ generation — buy a house, support a family, send kids to college, retire in style — seem absurdly, depressingly out of reach. They live off their credit cards, may or may not have health insurance, and come up so far short at the end of the month that the idea of saving money is a joke. This generation has it tough, without a doubt, but they’re also painfully aware of the urgent need to take matters into their own hands.

How to Stop Living Paycheck to Paycheck (2nd Edition): A proven path to money mastery in only 15 minutes a week! (Simple Personal Finance Books) by Avery Breyer

Find out the most important things that you can do to take control of your money and pay off debt. Get the budget how-to, tools, and knowledge you need to finally get ahead. You’ll learn a complete budget system that works for beginners and takes only 15 minutes per week to maintain.

This is a straightforward budget planning method that will completely transform your finances, and eliminate your money worries once and for all.

You will also be given free lifetime access to the (digital) Money Tracker, a simple tool that makes budget planning quick and easy.

The Total Money Makeover: Classic Edition: A… Dave Ramsey

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.

By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to: 

  • Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
  • Recognize the 10 most dangerous money myths (these will kill you)
  • Secure a big, fat nest egg for emergencies and retirement!
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The Richest Man In Babylon - Original Edition George S Clason

The Richest Man in Babylon, based on “Babylonian parables”, has been hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth.  In simple language, these fascinating and informative stories set you on a sure path to prosperity and its accompanying joys.  A celebrated bestseller, it offers an understanding and a solution to your personal financial problem.  Revealed inside are the secrets to acquiring money, keeping money, and making money earn more money.

This original edition has the original language, content, and message from George S. Clason as intended in 1926.  It’s all here, uncensored.

 

The Psychology of Money: Timeless lessons on… Morgan Housel

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.

Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.

In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

You Are a Badass at Making Money: Master the… Jen Sincero

You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation—over just a few years—from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, Jen Sincero channels the inimitable sass and practicality that made You Are a Badass an indomitable bestseller. She combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results.
 
Learn to:

   • Uncover what’s holding you back from making money
   • Give your doubts, fears, and excuses the heave-ho
   • Relate to money in a new (and lucrative) way
   • Shake up the cocktail of creation
   • Tap into your natural ability to grow rich
   • Shape your reality—stop playing victim to circumstance
   • Get as wealthy as you wanna be

The Automatic Millionaire, Expanded and… David Bach

What’s the secret to becoming a millionaire?
 
For years people have asked David Bach, the national bestselling author of Smart Women Finish RichSmart Couples Finish Rich, and Start Late, Finish Rich what’s the real secret to getting rich? What’s the one thing I need to do?
 
Now, in the newly revised The Automatic Millionaire, expanded and updated, David Bach is sharing that secret.
 
The Automatic Millionaire starts with the powerful story of an average American couple–he’s a low-level manager, she’s a beautician–whose joint income never exceeds $55,000 a year, yet who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings. Through their story you’ll learn the surprising fact that you cannot get rich with a budget! You have to have a plan to pay yourself first that is totally automatic, a plan that will automatically secure your future and pay for your present.

Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together by Rachel Richards and Lela Rhodes

Let’s face it: Adulting is hard, especially when it comes to money management. In Money Honey, former financial advisor Rachel Richards achieves the impossible by bringing humor and sass to the dreaded subject of personal finance. An avid investor and business owner, Rachel talks straight about how to attain financial freedom. 

You’ll find no shortage of valuable nuggets in this audiobook that will teach you how to: 

  • Double your income and halve your expenses 
  • Consolidate your student loans and lower your interest rate 
  • Open a brokerage account and make a trade so that you can start investing in the stock market 
  • Allocate your money between debt payoff, short-term savings, and retirement 
  • And lots more! 

Most importantly, you’ll learn Rachel’s seven simple steps for getting your financial shit together. If you’re ready to whip your finances into shape and have fun while doing so, this audiobook is for you

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On My Own Two Feet: A Modern Girl's Guide to Personal Finance by Manisha Thakor and Sharon Kedar

On My Own Two Feet is a must read for everyone. This book actually makes personal finance interesting. You will read it cover to cover. Go get a copy, and get copies for the people you care about. Taking care of your money is important, and the earlier you start, the better.” –Tim Westergren, Founder, Pandora

Whether you’ve been living paycheck to paycheck or are saving for a down payment on your first home, this updated edition of the bestselling On My Own Two Feet will help you grasp the basic principles of money management. Written by Harvard Business School graduates and leading investment experts Manisha Thakor and Sharon Kedar, this finance guide provides you with all the information you need to know to keep your everyday spending in check, save for big-ticket items or emergencies, and create a secure retirement plan. Thakor and Kedar’s time-tested strategies have been featured in the Wall Street Journal, Forbes, The Huffington Post, and are now adapted for your specific needs, such as paying off your student loans or budgeting for your future wedding, so that you’ll never be short-changed by credit card companies or banks again.

The Pocket Idiot's Guide to Living on a Budget, 2nd Edition: Money-Saving Tips That Will Keep Your Finances in Your Hands by Peter J. Sander and Jennifer Basye Sander

The book that shows how to make the most of your money—now updated.

Living on a budget is essential for the vast majority of Americans. This new edition lays out the basics of budgeting, clearly and inexpensively. Readers will discover how to follow a budget, how to make the necessary big purchases, the financial dangers of leasing a car, and how to get their budget on paper and in workable categories.
-Most new jobs created in recent years are at a much lower salary than those lost in the preceding years
-Especially useful for the recent college grad, the recently divorced, the new parent, and others going through a lifestyle change that requires financial adjustments
-A low-priced pocket edition for the budget-conscious

Adulting 101: #Wisdom4Life – A Complete Guide on Life Planning, Responsibility and Goal Setting by Josh Burnette and Pete Hardesty

Basic life skills go mostly untaught in classrooms, so graduates are on their own to figure out how to live successfully in the world. Without any guidance, where do you start? Adulting 101 is a clever, practical, and timely guide to show how to:

– Find a job and be wildly successful at work
– Buy the items you need as an adult (apartment, car, insurance)
– Set goals, prioritize, and get work done
– Communicate professionally and effectively
– Learn money management and how to save and invest wisely
– Navigate personal and professional relationships
– Avoid the common mistakes of being out on your own
– And much, much more

This book will give you what you need to succeed and make a real impact, inspiring you to change the world and be the person you were meant to be.

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The Everything Budgeting Book: Practical Advice For Saving And Managing Your Money - From Daily Budgets To Long-Term Goals by Tere Stouffer

Are you looking for practical ways to stretch your paycheck? Between working and maintaining a home, saving money can be difficult, but with The Everything Budgeting Book, 3rd Edition, you’ll learn to use your money wisely today and prepare for tomorrow.

 

This step-by-step guide shows you how to:

  • Improve spending patterns.
  • Save on everyday expenses.
  • Keep finances in order.
  • Prepare for unexpected events.
  • Plan for the future.

Whether you’re saving for a house, a child’s education, or a new car, The Everything Budgeting Book, 3rd Edition will help you meet your financial goals. With this essential guide, you can stop living paycheck-to-paycheck and start enjoying the wealth you didn’t even know you had.

Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth by Bola Sokunbi and Gildan Media, LLC

Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side.

Monitor your expenses, build a budget, and stick with it. Make the most of a modest salary and still have money to spare. Keep your credit in check and clean up credit card chaos. Start and succeed at your side hustle. Build a nest egg and invest in your future. Transform your money mindset and be accountable for your financial well-being. Feel the power of real-world stories from other “clever girls.”

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